AUD Banking at Ritzo: PayID, POLi, Cards and Crypto

Your Ritzo balance is always in AUD

Every deposit, bonus and withdrawal at Ritzo is calculated in Australian dollars. There is no currency conversion inside your account, no USD or EUR wallet hiding behind the scenes. If you deposit 100 AUD, your balance reads 100 AUD, and any winnings settle the same way. Crypto deposits are converted to your AUD balance at the rate shown at the time of the transaction, so what you see in the cashier is what you play with.

Fast local rails: PayID and POLi

PayID is the quickest way to fund your account. Link your PayID to your mobile number or email through your bank's app, enter it at the Ritzo cashier, and deposits typically land in your casino balance within minutes, often instantly during business hours. POLi works directly with your existing internet banking login rather than a card number, so there is nothing to save or store. Most POLi deposits also clear in a few minutes, though banks occasionally add a short delay during peak evening hours.

Cards: Visa and Mastercard

Visa and Mastercard deposits post to your Ritzo balance almost immediately in most cases. Withdrawals back to card are the slower side of the equation: expect one to five business days depending on your card issuer, since the return trip runs through the same banking network as any other card refund. Some Australian card issuers still flag gambling transactions for manual review, which can add a day or two, so it pays to check your bank's own policy if you rely on card withdrawals regularly.

Crypto: Bitcoin, USDT and Ethereum

Bitcoin, USDT and Ethereum deposits are confirmed on-chain and then converted to AUD in your Ritzo balance, usually within 10 to 30 minutes depending on network congestion. Withdrawals in crypto are generally the fastest option for getting funds out, often processed within a few hours once approved, since there's no bank cut-off time or business-day restriction involved. USDT is worth considering if you want to avoid Bitcoin or Ethereum price movement between deposit and play, since it tracks the US dollar rather than swinging with the broader crypto market.

Bank transfer

Standard bank transfer is the slowest deposit method but remains useful for larger amounts that some players prefer to move outside PayID limits. Deposits by bank transfer usually take one to two business days to reflect in your balance, and withdrawals back to your bank account follow a similar window, sometimes stretching to three business days around long weekends or public holidays.

Verification and withdrawal limits

Before your first withdrawal, Ritzo asks for standard identity checks: a photo ID and, depending on the method, proof of the payment account you're withdrawing to. This is a one-time step for most players and clears the way for faster payouts afterwards. Withdrawal limits apply per day, week and month and are listed in the cashier and in the full terms, so it's worth checking these if you're planning a large cash-out.

• Deposits and withdrawals both settle in AUD, with no manual currency conversion needed for local methods
• PayID and POLi are the two fastest ways to get money into your account from an Australian bank
• Crypto withdrawals tend to clear faster than card or bank transfer once approved
• Card and bank transfer withdrawals depend on your own bank's processing schedule, not just Ritzo's
• Any welcome or reload bonus tied to a deposit method is subject to the terms on the promotions page. T&Cs apply, 18+

Related pages

For details on how deposit methods interact with current offers, see the Bonus and Promotions pages. Players who bank mainly through the app can check Mobile App for the same PayID, POLi and crypto options on a phone screen. Ready to fund an account? Head to Register to get started.